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Find out how to apply , opens in a new window INTRODUCING THE T-MOBILE VISA® ## Spend how you spend. Get more for it. [Spend how you spend. Get more for it.](https://es.t-mobile.com) Earn 2% in rewards everywhere you shop, plus 5% in rewards on any phone, device, or accessory at T-Mobile with the credit card that's for T-Mobile members *(see who can apply\*)*. Redeem your rewards† toward any purchase at T-Mobile, including your T-Mobile bill. Find out how to apply Additional exclusions may apply.†  ## Spend how you spend. Get more for it. To be eligible to apply for the T-Mobile Visa Card, you must be an active T-Mobile consumer postpaid wireless customer with at least one active line on an eligible smartphone plan. You can sign up for an account at T-Mobile.com. You must also reside within the 50 United States, Washington D.C., Puerto Rico, or a U.S. military location. T-Mobile for Business (including micro-TFB and sole proprietor), Government and Prepaid customers do not qualify for this card. Eligibility criteria are subject to change.  Earn 2% in rewards1 on every purchase, every day.  Earn 5% in rewards2 on any phone, device, or accessory at T-Mobile.  No annual fee3. Just rewards.  SAVE ON YOUR PHONE BILL # Get $5 off per line per month4 when you use your card for T-Mobile AutoPay (eligible plans only, up to 8 lines). The more you shop, the more you earn. Try out our calculator to see how the rewards add up over a month.  Purchase categories Estimated rewards earned __T-Mobile devices and accessories__ 5% in rewards2 $0 $1500 0 0.00 __T-Mobile phone bill__ 2% in rewards1 $0 $1000 0 0.00 __Groceries, dining, and entertainment__ 2% in rewards1 $0 $500 0 0.00 __All other purchases__ 2% in rewards1 $0 $2000 0 0.00 Your rewards could reach up to 0.00 based on your shopping. Redeem those earnings at T-Mobile toward your next device purchase or phone bill. T-Mobile members can unlock even more value with T-Mobile Visa.  ## Cardholder exclusives. [Cardholder exclusives.](https://es.t-mobile.com) Maximize your savings from T-Mobile Tuesdays and enjoy even more perks. ## Cardholder exclusives.  ## Rewards never expire.5 [Rewards never expire.5](https://es.t-mobile.com) Redeem your rewards anytime.  ## Rewards never expire.5  ## Save more on travel.6 [Save more on travel.6](https://es.t-mobile.com) Save up to 50% on hotels and 45% on Pay Now car rentals when you use your T‑Mobile Visa to book with T‑Mobile TRAVEL. ## Save more on travel.6  ## Earn more dining rewards.7 [Earn more dining rewards.7](https://es.t-mobile.com) Earn 6% back at participating restaurants when you link your T‑Mobile Visa with T‑Mobile Dining Rewards. ## Earn more dining rewards.7  ## Easily track and redeem your rewards in the T-Life app.  [Easily track and redeem your rewards in the T-Life app.](https://es.t-mobile.com) Connect your card and make getting the good stuff even easier. - Check your account and rewards balances. - Redeem your rewards. - Access your benefits. - Review your recent transactions. - Shop exclusive offers. [](https://apps.apple.com/us/app/t-life/id1111876388) [](https://play.google.com/store/apps/details?id=com.tmobile.tuesdays)  ## Easily track and redeem your rewards in the T-Life app.  ## Take charge of your financial journey. [Take charge of your financial journey.](https://es.t-mobile.com) Cardholders can enjoy access to Capital One’s digital tools and Visa Signature benefits, including: - No foreign transaction fees.3 - Zero liability for unauthorized charges.‡ - Emergency card replacement. - Travel and emergency assistance services. ‡Claims of unauthorized use or for $0 Fraud Liability are subject to verification and investigation. ## Take charge of your financial journey. [Got questions?](https://es.t-mobile.com/cards/visa-credit-rewards/faqs) \*To be eligible to apply for the T-Mobile Visa Card, you must be an active T-Mobile consumer postpaid wireless customer with at least one active line on an eligible smartphone plan. You can sign up for an account at T-Mobile.com. You must also reside within the 50 United States, Washington D.C., Puerto Rico, or a U.S. military location. T-Mobile for Business (including micro-TFB and sole proprietor), Government and Prepaid customers do not qualify for this card. Eligibility criteria are subject to change. † When redeeming T-Mobile Rewards, your T-Mobile Visa must be used to pay any portion of the transaction not covered by T-Mobile Rewards. Redemptions may not be available when using 3rd party digital wallets. See your Rewards Terms and Conditions for more details. 1 T-Mobile Visa cardholders earn 2% back in T-Mobile Rewards on all other net purchases (purchases minus any credits or returns) using their T-Mobile Visa anywhere else Visa is accepted. 2 T-Mobile Visa cardholders earn 5% back in T-Mobile Rewards on net Qualifying Purchases (purchases minus any credits or returns) made online at T-Mobile.com and in the T-Life app, and at T-Mobile stores and Authorized Retailers (https://www.t-mobile.com/stores.locator). Qualifying Purchases include phones, devices, and accessories. Cash advances and balance transfers are not considered purchases and will not earn T-Mobile Rewards. Qualifying Purchases exclude payments for device equipment installment plan (EIP), wireless service, prepaid wireless service, T-Mobile for Business, and other services. You may not accrue enhanced earnings on purchases made using 3rd party digital wallets. 3 Purchase APR: 18.49% or 28.49%, variable APR based on your credit worthiness. Cash Advance APR: 28.49% variable. Variable APRs as of 04/22/2026. Cash Advance Fee: greater of 5.0% of the advance amount or $5. Balance Transfer Fee: greater than 3% of the amount transferred or $3. Penalty Fees Late Payment: up to $40. 4 Requires enrollment in Wireless AutoPay using your T-Mobile Visa on an eligible post-paid wireless plan. Discount will appear on wireless statement starting the next billing cycle after enrollment. Customers who are currently receiving the AutoPay discount via other qualifying methods will not receive additional discounts for re-enrolling using the card. For more information on AutoPay discount eligibility, please visit [t-mobile.com/cards/visa-credit-rewards/faqs.](https://es.t-mobile.com/cards/visa-credit-rewards/faqs) 5 Rewards do not expire for the life of the T-Mobile Visa account. 6 T-Mobile TRAVEL Accommodations discount: Receive up to 50% off available accommodation bookings in the U.S., including AK, HI, Puerto Rico & U.S. Virgin Islands, and bookings for international travel. Up to 40% T-Mobile Exclusive Discount is applied to the price of the room before taxes and any fees. An additional up to 10% T-Mobile Visa discount will be applied after the booking is confirmed with a T-Mobile Visa credit card. Reservations can only be made up to eleven months in advance of stay and are based on availability. All reservations are subject to the terms of the property and may not be able to be refunded; see the individual location for details. Not valid for existing reservations or with any other promotion, offer, discount, or coupon. T-Mobile TRAVEL Cars discount: Receive up to 45% discount on car rentals with the prepaid (“Pay Now”) vehicles. Pay Now savings up to 30% are applied automatically to the price if you select a Pay Now rental option. An additional up to 10% T-Mobile Exclusive Discount will be automatically applied for select Pay Now vehicle rentals. Discounted pricing is displayed at the time of booking compared to equivalent Pay Local/Later prices. Receive an additional up to 5% T-Mobile Visa discount on select vehicles after the booking is confirmed with a T-Mobile Visa credit card. Reservations can only be made up to twelve months in advance. Pay Now rates and vehicles based on availability. All reservations are subject to the terms of the supplier and may not be able to be refunded; see individual supplier for details. Not valid on existing car rental reservations, or with any other promotion, offer, discount, or coupon. 7 T-Mobile Dining Rewards earned while dining at participating restaurants are delivered in the form of a statement credit on the most recently used linked card once $10 back has been accumulated. [See the terms](https://es.t-mobile.com/) for further details on T-Mobile Dining Rewards. The T-Mobile Visa credit card and services are offered by Capital One, N.A., pursuant to a license from Visa. Visa is a registered trademark of Visa International Service Association. To be eligible to apply for the T-Mobile Visa Card, you must be an active T-Mobile consumer postpaid wireless customer with at least one active line on an eligible smartphone plan. You can sign up for an account at T-Mobile.com. You must also reside within the 50 United States, Washington D.C., Puerto Rico, or a U.S. military location. T-Mobile for Business (including micro-TFB and sole proprietor), Government and Prepaid customers do not qualify for this card. Eligibility criteria are subject to change. ## Hello! Want to stay logged in? To keep your accounts safe, you'll be automatically logged out in:  Yes, stay logged in No, log me out ## Share your screen with an Expert __Get guided support over the phone or while shopping in-store__ - For your security, personal info, tabs, and notifications are automatically hidden. - You can stop screen sharing at any time. - Experts can only see what’s on T-Mobile.com. - Don’t use screen share while driving or in any situation where it's unsafe to focus on your screen. By clicking 'Accept and continue,' you are consenting to allow the Expert to view your screen for assisted navigation. This session may be recorded. To learn more, please visit the 
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You can opt out any time. Allow notifications Don't allow  ## Get the latest from T-Mobile Stay up to date with notifications - including offers just for you Allow notifications Don't allow notifications ## Spend how you spend. Get more for it. To be eligible to apply for the T-Mobile Visa Card, you must be an active T-Mobile consumer postpaid wireless customer with at least one active line on an eligible smartphone plan. You can sign up for an account at T-Mobile.com. You must also reside within the 50 United States, Washington D.C., Puerto Rico, or a U.S. military location. T-Mobile for Business (including micro-TFB and sole proprietor), Government and Prepaid customers do not qualify for this card. Eligibility criteria are subject to change. ## Cardholder exclusives. ## Rewards never expire.5 ## Save more on travel.6 ## Earn more dining rewards.7 ## Easily track and redeem your rewards in the T-Life app. ## Take charge of your financial journey.  ## Stay up to date with notifications Get the latest from T-Mobile when you’re using the web. You can opt out any time. Allow notifications Don't allow  ## Get the latest from T-Mobile Stay up to date with notifications - including offers just for you Allow notifications Don't allow notifications