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Save on your wireless bill ($5/month per eligible T-Mobile line or Metro account) when you set up AutoPay with your Money account.

Enjoy better online banking with T-Mobile Money.

T-Mobile Money is managed in the T-Life app—your all-in-one spot for everything T-Mobile. Enjoy access to over 55,000 no-fee ATMs1 and zero account fees. Plus, get your paycheck up to two days early with direct deposit2.

Managing your T-Mobile life—banking, wireless, and more—is easier than ever. Baja la app T-Life hoy mismo.

T-Mobile Money debit card partially covering a phone screen showing the T-Mobile Money page in the T-Life app.

Tú y tu dinero están en primer lugar.

No overdraft fees, no account fees, and 55,000+ no-fee ATMs.1

Recibe tu pago hasta dos días antes con el depósito directo de nómina.2

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With Got Your Back,3 we'll spot you up to $50 if you overdraft.

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Earn 4.00% Annual Percentage Yield (APY)* on checking account balances up to $3,000 and 2.50% APY on all balances after that.

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Save on your T‑Mobile or Metro wireless bill when you set up AutoPay with your T-Mobile Money account. ¡Otra forma excelente de ganar beneficios!

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Your new debit card will have NFC technology built in, so you can tap to pay and be on your way.

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SOLO POR TIEMPO LIMITADO

Earn 4.00% APY* on your entire checking account balance between 8/27/25–11/30/25.

Save on your wireless bill.

Use your T-Mobile Money checking account or debit card to set up AutoPay for your T-Mobile wireless account and save $5 per eligible line per month. (Metro customers save $5 per month per eligible account.)

 

Olvídate de los cargos de cuenta.

Es tu dinero: no deberían cobrarte solo por usarlo. Our high-yield online checking account has no account fees, no overdraft fees, and no minimum balance, plus 55k+ no-fee Allpoint® ATMs1.

T-Mobile Money customers save more.

With a T-Mobile Money account, you can enjoy great discounts offered by our featured partners—save on select travel, dining and more.

Conoce más

Haz que tu dinero rinda más.

You can earn industry-leading checking and savings interest rates—higher than the national average†—with T‑Mobile Money.

Graph comparing APY percentages across 3 domains. All T-Mobile Money customers earn 4.00 percent APY on checking balances up to 3,000 dollars and 2.50 percent APY on all balances after that. All T-Mobile Money customers earn 2.50 percent APY on all checking and savings balances. National average interest rates are less than .38 percent APY for savings and .07 percent APY for checking.

All T-Mobile Money customers earn 2.50% APY* on all checking and savings balances. Customers who set up payroll-based direct deposit of at least $200 in their Checking account every month can earn 4.00% APY* on all balances up to $3,000 and 2.50% APY after that in their T-Mobile Money checking account.

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1 Pueden agregarse o eliminarse cajeros automáticos (ATM) de la red Allpoint® periódicamente. Por lo tanto, te recomendamos que consultes el localizador de cajeros automáticos (ATM) Allpoint® frecuentemente y antes de visitar un cajero automático para saber cuál es el cajero automático de la red más cercano. Los cajeros automáticos (ATM) Allpoint® pueden no estar disponibles las 24 horas del día, los 7 días de la semana. La ubicación, la disponibilidad y los horarios de funcionamiento de los cajeros automáticos de la red pueden variar según el proveedor y están sujetos a cambio.

2 Recibe tu pago hasta dos días antes con el depósito directo: sujeto a la descripción y el momento del depósito directo de nómina del empleador; generalmente los fondos están disponibles el mismo día hábil en que se reciben, lo que podría ser hasta dos días antes de lo programado.

3 How Got Your Back works: When T-Mobile Money launches in T-Life, Got Your Back will be available for Checking account customers with payroll-based direct deposit of at least $200 every 31 days. Available only for Checking account customers with payroll-based direct deposit of at least $200 every 31 days. Each day, we look at the total amount you’ve deposited into your checking account over the past 31 days. Once the deposit total hits $200 or more, Got Your Back turns on the next day. If the deposits we count in the 31-day window add up to less than $200, coverage turns off—but it’ll return once you meet the requirement again.

* How APY works: When T-Mobile Money launches in T-Life, you will earn 4.00% annual percentage yield (APY) on all balances in your Checking account through 11/30/25. Starting 12/1/25 you will earn 4.00% APY on the first $3,000 in your Checking account, when you make payroll-based direct deposits totaling $200 in your Checking account every month. Estos beneficios de valor agregado están sujetos a cambios. Los saldos superiores a $ 3,000 en la cuenta de cheques ganan 2.50% APY. If you do not qualify for the 4.00% APY, you will earn 2.50% APY on all Checking account balances for any month(s) in which they do not meet the requirement listed above.

Los clientes de cuentas de ahorros obtienen un porcentaje de rendimiento anual (APY) de 2.50% en todos los saldos de cuentas de ahorros y ahorros compartidos al mes. Los APY son precisos a partir del 7/25/25, pero pueden cambiar en cualquier momento a nuestro criterio. Las tarifas pueden reducir las ganancias.

For current terms and conditions, see Account Disclosures / Terms and Conditions.

†Based on information provided by the FDIC as of 7/25/25.

Mastercard es una marca comercial registrada y el diseño de círculos y True Name son marcas comerciales de Mastercard International Incorporated.

T-Mobile Money accounts are provided by Coastal Community Bank, Member FDIC. T-Mobile is not a bank. El seguro de la FDIC solo cubre la quiebra de un banco asegurado por la FDIC. El seguro de la FDIC está disponible a través del seguro de transferencia de Coastal Community Bank, miembro de la FDIC, si se cumplen determinadas condiciones. The T-Mobile Money Debit Mastercard® is issued by Coastal Community Bank pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard es una marca comercial registrada y el diseño de círculos y True Name son marcas comerciales de Mastercard International Incorporated.