There is a trending issue with the LG V60 (Tmovile Variant only at this time) with camera and SD Card

Please keep in mind that Android 13 for Tmo is not the same Android OS 13 for the other LG V60 model variants. Every carrier adds their own system adjustments, bloatware, or native app updates as part of a package. 

You seem to suggest it just failed out of nowhere. The only change to my phone was Tmobile installed an "app" or content delivery "addon" (with out notifying me) that also side loaded "Tmobile Play". I believe it used to be "app selector" and is now called something like"app manager" or some generic deceiving service name. Although, I am not sure if that is related but the only significant thing i can recall. I have not had any other system updates. I bring it up because this happened with an LG V30 I used to have with verizon and their own version of this app loader. They released an update that screwed with other system apps. As soon as Verizon acknowledge this and gave me tutorials how to disabling it (and i believed they patched it with a new Android security update as well) - EVERYTHING went back to normal. 

After some more internet sleuthing, it seems the issue is also affecting phones without SD cards. I even caught a case where someone went through 4 SD cards and the issue is happening on all 4 of his Tmo variant phones. Also the issue has been around for a few months, but for some strange reason, it has spiked this month tremendously for many users at once. And again, it seems to be mostly the LG V600TM variants. 

Your explanation and quick conclusion only makes more sense if my SD Card, failed on its own, (BTW the SD card I now have is only 4 days old) and if it was occurring on all V60s across the board.