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deluciap
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Re: T-Mobile Credit rating issue
I am not exaggerating. T-Mobile's agency, LexisNexis is sending me documentation for their rating of 801. I have the letter from T-Mobile, and I can go to Capital One for my free report of 810 (though that ticks up and down a few all the time). I'd attach it all but I don't yet have the LexisNexis report, and I worry about posting identity information. But thanks for bringing up the SS number. It could suggest an honest typo at T-Mobile - but then, why did I get a rating of 801 when I contacted LexisNexis? Clearly, LexisNexis had my information correct. Two possibilities I can think of: T-Mobile's database allows for ambiguity in my ID such that their external research vs. internal ratings (persecution?) use different personal data fields - or - something nefarious at T-Mobile, as they have afinancial benefit for customers having lower scores. I'm sincerely not claiming either. All I know is that T-Mobile will be charging me deposits and down payments until I clear this up. I bought home internet, planning to transfer my phones to T-Mobile once I confirmed it works, and it does. But I'm not going to increase myT-Mobile footprint until I get all the documentation and succeed in a challenge.1Ver0likes0ComentariosRe: T-Mobile Credit rating issue
tidbits - are you suggesting a disparity between 810 and 222 is normal credit score variation? And when the credit agency that T-Mobile used to check my credit arrives at 801 (very close to 810) and then T-Mobile comes up with 222???!!!! Is that what we're to assume is normal???? I buy a lot of stuff - over half a century - and this has happened only once - with T-Mobile. And looking above, there's a clear pattern here.7Visto0likes0ComentariosRe: T-Mobile Credit rating issue
Happened to me. Got the same letter. The section of the letter titled "Key factors that adversely affected your credit score" - was absolutely blank. My credit score is 810 per Capital One. T-Mobile says it's 222. I called the phone number in T-Mobile's letter (LexisNexis, the credit agency), and they said they determined my credit score to be 801. Quite aligned with reality. SO IT'S T-MOBILE AND NOT THE CREDIT AGENCY COOKING UP THE RIDICULOUSLY LOW SCORES!!!!! So I'm ignoring this BS. BOOOOOOOOOOOO T-MOBILE!!!!8Visto0likes0Comentarios