Previous Data Breach Settlement notice

I've had my info breached twice because of Blue Cross health ins. and once thanks to one of the credit reporting agencies, Equifax or Experian, I don't remember which one, and that's all I know of, they may be more.  I think it's safe to assume most peoples financial and personal info is "out there".  My original SS card says right on the card that it is not to be used as identification, but that ship has sailed now.  I suggest people just freeze their credit files at the three bureaus, it's easy to do, easy to lift a freeze and then add a freeze back after the credit is run.  I just did it to get a t mobile account and plan a few days ago.  My credit was thawed for about 3 hours while t mobile accessed my reports.  With your files frozen it's almost, if not impossible for a thief to open any accounts in your name, even with all of your personal information.  Creditors can't run a credit check, so no credit for the bad guy. It's free to do.