360 protection useless

not fully sure exactly what you are asking?why do you need to pay for insurance when you are paying monthly for the device already?

in case damage, theft or loss of cell

in my case my cell got damaged so just replaced with same cell but need to pay monthly installments as if I had purchased a whole new cell, so not sure what the assurant insurance covers

that is my question what does $9/month really cover

what does your monthly bill for your vehicle insurance cover? same deal here..you pay monthly for what might happen..was the previous phone paid off or were you making payments on it still? and when the phone was replaced was it actually through insurance or did you just go in and pick out a new phone?

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man i hate how i can’t delete my own post.

you can edit...but only up to a certain amount of time then its locked in.

and yeah..agreed..at least give you the option for the same amount of time the edit button is there.