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jlfliberty
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Re: what's up with T-mobile removing autopay discount for credit cards?
fireguy_6364 wrote: jlfliberty wrote: syaoran wrote: T magenta2738723 wrote: sweetwillyd wrote: This is simply a money grab plain and simple, I calculated the (maximum current) credit card fees on my monthly payment of $147.11. The (Maximum) T-Mobile could be charged on my Master Card is ($6.98). I have been with T-Mobil for 20 years and I'm switching. I refuse to give them my bank account information and think them very arrogant to think us all so foolish as to do so. The lack of integrity of simply adding the Credit Card fees to the transaction and thinking us foolish enough to think it's anywhere near their increase, insults my intelligence and that of any intelligent person. Keep in mind my calculations are based on maximum fees which I can assure you, T-Mobile does not pay near the maximum, they are too big a customer. so whats Verizons excuse for not allowing it? money grab as well? So we play the they did it!, excuses. Our parents taught us about those silly games. I do not care what Verizon does, this is about T-Mobile access to peoples banking information in time for their next data breach and the lack of integrity and honesty about the Credit Card service charges. This is far above CredtCard fees and will rake in an additional ($156.24 to $213.36) per year. Facts and numbers don't lie and integrity is lacking in the corporate world of 2023. Don't wet on my leg and tell me it's raining. Show integrity, speak truth and charge the actual fees. What a concept!2Visto3likes0ComentariosRe: what's up with T-mobile removing autopay discount for credit cards?
syaoran wrote: That was announced months ago. It is because credit card companies charge a service charge that is based on the percentage of every transaction, which eats into T-Mobile's revenue. Removing the auto pay discount for credit cards negates that. magenta2738723 wrote: A question for T-Mobile: Does T-Mobile consider the Bluebird Debit card an eligible payment method for the Autopay discount? sweetwillyd wrote: This is simply a money grab plain and simple, I calculated the (maximum current) credit card fees on my monthly payment of $147.11. The (Maximum) T-Mobile could be charged on my Master Card is ($6.98). I have been with T-Mobil for 20 years and I'm switching. I refuse to give them my bank account information and think them very arrogant to think us all so foolish as to do so. The lack of integrity of simply adding the Credit Card fees to the transaction and thinking us foolish enough to think it's anywhere near their increase, insults my intelligence and that of any intelligent person. Keep in mind my calculations are based on maximum fees which I can assure you, T-Mobile does not pay near the maximum, they are too big a customer.2Visto3likes0ComentariosRe: what's up with T-mobile removing autopay discount for credit cards?
Tarm wrote: DaveSoCal wrote: I texted 611 last night and politely explained that I did not want to entrust sensitive bank account data to TMo and, if they could not figure out a way for me to keep my autopay discount (I have had 5 lines for 12 years) I am preparing to port my numbers to ATT. I really thought they would send me directions on how to leave TMo. But I was wrong. They proposed an acceptable alternative to me. I'm not going to explain it here because it was a bit complicated. I think TMo management may be hearing the outcry from customers. Othersmay wish to contact 611 by text. Don't call them. You will need to start with a short clear statement of your concern to get past the bot agent and be queued to a real person. It will take several minutes. Hope this helps. I tried this and was told that I don't have any other options (my request for other options was denied by management). I've been bombarded by requests from AT&T and Verizon. Time to start looking in a different direction. Good move Tarm, I've also switched.2Visto2likes0ComentariosRe: what's up with T-mobile removing autopay discount for credit cards?
MaxPayne wrote: jlfliberty wrote: Interesting concept, just stick with it and get shafted as long as you can shaft someone else that has nothing to do with it. I guess that is why outfits do it, people will submit. $60 per year isn't worth complaining about. That is an optional perk I choose to give up for the good of my bank account.But it's good that you understand now howa balanced budgetworks. It all evens out in the end so I won't feel the shaft. I'll decide where and when to spend my money, not you.Water finds its own level.It's not like I'm paying more in total at the end of the month. Money just gets redistributed where I need it to go. This is why inflation hits everyone in the money chain.I'll pay the normal rate per monthfor my internet as long as I don't have to allow T-Mobile into my bank, and I don't even have to spend $5 of my time changing out a payment process.If I do change anything, it'll be them sending me a paper bill every month. I can also withhold the note and spare the pizza dude's little feelings. If he don't know, he can't be butthurt. Don't want him having a meltdown on my sidewalk because he didn't get 50 cents more in a tip. Alternateidea, I can use the tip money for gas, and drive overand get the food myself. So whining about a few more bucks for Intenetisn't worth it to me. I just readjust the money flow and it fixes itself. I have other internet options, so without a contract, I can go with someone else if I don't like it. Now, the phone plan folks definitely couldhave something to yip about. $20-35 or more in savings going up in smoke per month would suck. In that case, it would be worth it to open a secondary checking account with its own debit card for T-mobile(or Verizon) only, use that account to only pay your phone/internet bill, and have an auto transfer from your main account put just enough money in the account over any required minimum balance a few days ahead of the payment dateto cover the bill. So if your bill is 125 per month, say, then set up the secondary checking account to have $10-20 in there all the time, then have 125 auto transferred to the secondary account a few days before the phone bill is processed. That way, if any thief wants to get in your account, the most they could possibly get would be $135-145. The reason I say to use a debit card for this is that SOME banks have some protections on the debit card (you need to check your bank policies) and also, the card number isn't directly associated with your bank account number. So theives may not be able to get to your other bank accounts directly. That's how I'd do it. Yes, you spend and use (your version) of pay it foreword the way that you choose. As I said, (Interesting concept, just stick with it and get shafted as long as you can shaft someone else that has nothing to do with it. I guess that is why outfits do it, people will submit.) It appears as though I struck a nerve, maybe I'm mistaken. In my and many others situation, it's not $60, it's $240 dollars a year. I also have my plan, it involves reducing my bills, not giving out my Bank information and not treating others worse as a result. Follow your path, I'll follow the one that I choose.1Ver2likes0ComentariosRe: what's up with T-mobile removing autopay discount for credit cards?
MaxPayne wrote: For anyone thinking this is a scam, IT IS NOT. It's very true. Your account page should now have an alert bar at the top of it about the change coming July 25th, 2023. Personally, I'm not going to worry about it. If they don't raise my rates- ever, as they promised, I'm probably just going to pay the extra $5 for my $50 internet via my current credit card setup and call it a 10% money grab. I'll just tip the deliveryguys/gals a little less, not order out as much altogether, or skip that one extra Venti coffee. I'llmake it up over the month in other ways. I'll just give them the smaller tip with a note on it saying "Sorry, due to T-mobile removing my monthly auto-pay discount, I have no choice but toreduce your service tip. Any questions or issues should be directed to T-Mobile Customer Service by calling#1-800-T-Mobile. Thank you for your understanding and continued support in this matter." No big deal. Two can play at that game. I'll pass those charges on to someone else. So, if the pizza guydoesn't like it, hecan get a better paying job. Interesting concept, just stick with it and get shafted as long as you can shaft someone else that has nothing to do with it. I guess that is why outfits do it, people will submit.2Visto2likes0ComentariosRe: what's up with T-mobile removing autopay discount for credit cards?
fireguy_6364 wrote: i would think that making a decision like this would be something that would affect everyone and not just new accounts..not overly sure the full reasoning behind it..but they are not the only one doing it either.. V started doing it years ago..furthest back i cared to even look at was 2014 for them. wonder if at some point TMO will do what V did and do their own CC? which doesnt make a ton of sense to me other than they probably get some kind of kick back for it being their own CC? This is about (Money, Deception and risking the Security of their customers (BANKING) information. T-Mobile's access to peoples banking information will expose their banking info to their (NEXT and frequent data breach). They lack truth & integrity about their Credit Card service charges, T-Mobile implies a lie. These increases are far above current CredtCard fees, based on my calcs. Using current min/max MasterCard fees, it will rake in an additional ($156.24 to $213.36) above service fees per year from me, multiply that by their 110 million US customers and you get additional income above CC fees of (1.718 to 23.469) Billion dollars. Facts and numbers don't lie and integrity is lacking in the corporate world of 2023. Don't wet on my leg and tell me it's raining. Show integrity, speak truth and charge the actual fees. Truth and honesty, what a concept! Payment network Average credit card processing fees Visa 1.29% + $0.05 to 3.29% + $0.10 Mastercard 1.39% + $0.05 to 3.29% + $0.10 Discover 1.58% + $0.05 to 3.28% + $0.10 American Express 1.50% + $0.10 to 3.15% + $0.101Ver2likes0ComentariosRe: what's up with T-mobile removing autopay discount for credit cards?
tomwil wrote: jlfliberty wrote: You defending T-Mobiles security breaches and money grab? No, I am just as upset as everyone else on losing the discount and having my bill increase artificially. Just weighing options and seeing what others have considered / done. My misinterpretation and appology. Companies offering decent deals Mint (US) appears to be in process of being purchased by T-Mobile, so who knows. (Visible (Verison subsiderary)) is US and (US Mobile (uses T-Mobile and Verison) are both US companies offering decent deals.1Ver1like0ComentariosRe: what's up with T-mobile removing autopay discount for credit cards?
tomwil wrote: jlfliberty wrote: My new carrier is are USA all the way. Mind sharing what USA carrier you went with? Yes I would, but quick port off temporarily to one with non T-Mobile lines and two T-Mobile line to temporary jump and eventually to two wholly owned American Companies with two more to go. if you check out Wiki, you will find the American Companies. I see you are a helper. You defending T-Mobiles security breaches and money grab?2Visto1like0ComentariosRe: what's up with T-mobile removing autopay discount for credit cards?
fireguy_6364 wrote: HNDAV4 wrote: So is it total BS, sure. But as it seems other carriers are doing it or thinking about it, well, it could be worse. Like paying Comcast, but don't even get me started about those guys... yeah Verizon started this years ago.. for them if you want the discount you must use a debit card/bank info or their own Verizon CC card.. i think ATT is one of the last bigs to still do the CC card discount..but if im thinking right that also depends on which plan you are on. and dont get me started with Comcast lol. I agree with the other commenters that point out your continual defense of T-Mobile with (They did it too!). I also agree that you sure seem to be working for T-Mobile.1Ver1like0ComentariosRe: what's up with T-mobile removing autopay discount for credit cards?
whyTeeMobile wrote: shame on you Tmobile! for stealing so much money back. Nobody should use their debit card or bank account b/c TMobile has been hacked many times and sued for $500 million class action. Jan 2023: 37 million accounts hacked.https://www.cnet.com/tech/mobile/another-data-breach-has-hit-t-mobile-impacting-37-million-accounts/ Feb/Mar 2023:T-Mobile Announces Another Data Breach.https://www.cnet.com/tech/mobile/t-mobile-announces-another-data-breach/ Aug 2021:breach that affected over 54 million people with social security numbers etc.https://www.cnet.com/tech/services-and-software/t-mobile-data-breach-2021-heres-what-it-means-for-securing-your-data/ July 2022:T-Mobile Agrees to $500M Settlement in Massive Data Breach that affected >76 million people.https://www.cnet.com/tech/mobile/t-mobile-agrees-to-500m-settlement-in-massive-data-breach/ T-MOBILE!!! This is the whole reason we need to use credit cards!! To protect consumers from you getting hacked. And, credit cards companies charge maybe 3%!!! You are trying to claw back and charge consumers closer to 15-20%!!! You could charge maybe $5 total per bill but not $5/per line!!! AND this should ONLY be for new accounts!! not longstanding accounts that have been with you for years. Those accounts should be grandfathered in!!! Customers: DO NOT give TMobile your debit card or bank account. Eventually it will be compromised and thieves could empty your bank account. Call them and band together!!! I agree although I'm already in the process of changing carriers. There are better deals out there. It is disingenuous and a money grab. See my posts with current Credit Card rates and the potential 100+ billion in extra revenue using my plan as basis. Deception of the increase rather than charging us for the CCrd fees and no concern of customer security by giving banking info in light of T-Mobile breaches. It's a German Company not a U.S. company, so why care.0Visto1like0Comentarios