Can't get Tmobile and Assurant to agree on my coverage

Both companies claim to be independent of each other yet its clearly a symbiotic relationship that Tmobile collects our money while Assurant replaces devices with subpar salvaged equipment with each claiming to be independant of each other using so called acceptance of terms and conditions to be in breach of contract providing coverage all while they benefit from our payments. Its time we were going to the ICC of each state and the FTC to have them investigated and get some consumer advocacy with this clearly criminal conduct on each companies conduct and real business arangements. They are truly despicable in conduct, support and honoring the entire device coverage and replacement program. Tmobile and Assurant are obviously in a mutually beneficial consolidated antitrust violation of current laws. We need to get a class suit against both and bring the light of day to this criminal enterprise. Simply put its a scam with both companies failing to honor the agreements with us while making billions in fraudulant coverage. Call your states attorney General and consumer regulating agencies and spare no details on their conduct, failure to provide service and breech of contract. Im doing it right now. They are criminally intent and defrauding us with every payment for so called protection.