Is this a scam?

Dariusz wrote:

I don't have any operators right now. I have two Unlimited 55+ Senior Plans phones. So far I have paid $85.00 for two phones + 5G internet. If I pay now this $100.00 dollars, it's still as cheap as in other companies. I used to pay $78.99 for Comcast Internet alone. There is no cheaper option for me at the moment. But now I'm turning off Autopay and having the bill sent home. I'll send them a check. I wonder if they will benefit from it.

That check you'll be sending them includes your bank account number and bank routing information - you'd do better to continue paying with a credit card if security of that banking information is your major concern. Who knows who is even processing those checks and can write down the banking info?

I don't like it either but I opened a separate checking account with a debit card. Most debit cards issued by banks these days have the same fraud protections as credit cards if they are issued by Visa or MasterCard. The difference is rewards (some even offer minimal rewards) as well as when the money is debited (usually immediately at COB). With the controls offered by these debit cards nowadays (alerts, spending limits, controls by category, ability to lock, turning off overdraft protection, etc), I'm as comfortable with providing the debit card as I was with the credit card. Alerts allow me to take action immediately and prevent the debit from occurring.

T-Mobile isn't unique in this - nearly everything I have these days costs extra if a credit card is used rather than ACH or debit. The only problems I have now are with checks being lost in the mail or failing to be credited promptly - not to mention the cost of a postage stamp just went up to $0.66

Balance the pros and cons of each approach - one size doesn’t fit all.