Forum Discussion
what's up with T-mobile removing autopay discount for credit cards?
I just read that you don't like to pay for us using our credit card. How would you feel if someone wiped out our bank accounts and we sued you for all the money that was stollen. How much would that...
bdizzy54 wrote:Just UN-Enrolled from auto pay. Let's see how much T-mobile saves when they have to print a bill, mail it timely and then process an actual check received in payment.
You might want to rethink your strategy… T-Mobile will have little problem in mailing a timely bill and won't suffer much of a hit. They'll also expect a timely payment. Can you count on timely receipt and return through the US Mail? Consider what will happen if T-Mobile doesn't receive a timely payment regardless of whose fault it may be. Sending a check through the mail is probably the least secure method other than sending cash through the mail. At the same time, that check includes both your bank's routing information and your account number - anybody handling that check will have your info then.
Talk to your bank about other options that may be more secure while protecting you against fraud.
I don't like it either but an unlinked checking account (I keep a small amount in there and transfer funds as needed with no overdraft protection) with a debit card that enforces some controls serves me well and offers all of the fraud protections of a credit card. Others are starting to charge fees for using credit cards or removing discounts unless paid by debit card, and this approach covers those as well.
