pending transaction

I'm wondering about the "Got your back" perk with my T-Mobile MONEY account. I'm a new account holder and I've made my qualifying ten transactions but three of those were today and showing pending. I thought that it would be active immediately and over budgeted or didn't budget well enough however it's worded. Anyways anyone know how long it takes for it to finish pending and be posted and for the perk to be activated as I'm out of gas and it's getting cold. And I need to let mobile have my back tonight. Lol trying to find humor. I can doordash immediately after getting gas just need to get ol Betsy started.