My tmobile cell tower is overloading my router settings to make it worse

i ran a pinging app to see if that is why my webbrowsing loading speeds are so bad, and the packet loss is really high in the 80-90% lost.

does this have something to do with how there is such a slow ramp up for downloads on everything? i read people say its TCP bufferbloat or tcp slow ramp up, which they do to reduce bandwidth,  but im not an networking expert and it feels illegal and a scam, you get sold a certain amount of speed a website should use that amount if its able to especially if you are on in the early hours of the morning when everyone is asleep and no one on network.

So you recorded the SINR = 40 value reported from two of the first cellular metric recordings. I think one thing to consider or question to ask is, how accurate is the recording/reporting device or application that is being used? If the values reported are truly accurate or not we cannot be sure. It may depend upon the software and the interpretation of the available information. One thing I learned long ago is to always question the data and not take it at face value. I find the mobile application to be buggy and often will hang up and fail on my iPhone 12 Pro to the point that I have had to reboot my phone because the app crashed and hung everything up. Do I trust that application. No I do not.

Below according to XYXEL Networks 

SINR

SINR (Signal Interference + Noise Ratio) also called CINR (Carrier to Interference + Noise Ratio) is the ratio of the signal level to the noise level (or simply the signal-to-noise ratio). The SINR value is measured in dB (dB). It's simple: the higher the value, the better the signal quality. At SINR values below 0, the connection speed will be very low, since This means that there is more noise in the received signal than the useful part, and the probability of losing a connection also exists.

Your most recent record of the n71 cellular metrics reflects the SINR = 14 which is good but not excellent. Still a pretty clean signal at 14. I have to question the n41 reporting a value of 40 for accuracy as i don't trust the TMO mobile application nor am I very impressed with the Arcadyan or Sagemcon gateways. The Nokia also has a few warts but I have grown fond of mine after reading various conversations about the warts of the other two gateways. 

WE, you, me or any other subscriber does not have control to get a lock on a given cell. You can contact support and IF you get with a really good support engineer that listens to what you are asking and also will take the request up the chain to a higher level support engineer then you might be able to get them to move the preference or lock to one of the n71 towers. They can see where your gateway gets a signal source and can preference the signal source IF they will. I have seen conversations where users have had success with this. I think, in part, it is holding a respectful, polite conversation with the engineer and requesting the connection preference/lock where you have seen it provide a respectable level of service. Please and thank you are always appreciated. 

I worked as an enterprise network escalation support engineer for 22 years. Our team dealt with what we referred to as the ugly 5%. I know how important it is to take care with the conversation and work for a mutual outcome. If you are respectful it is usually more helpful. Sometimes you have to ask to talk to someone else. A support engineer that is treated with mutual respect is more likely to work harder for you. I have dealt with many very difficult, demanding customers but also some that were just elated I had flown in to work out the problems. I always appreciated the forgiving customers even though they could still be demanding. They had to be as they had superiors demanding answers from them. In the end when the problem is resolved it is a good feeling of achievement. 

Until the n41 cells are properly vetted the n71 may be a more comfortable place. From January 2021 to March-April of 2022 the n71 cell we can use was unstable only twice about 3-4 days each time. When T-Mobile recently moved us onto an n41 cell I was instantly apprehensive as I had seen numerous community conversations about problems when on the n41 cell source. So far in this location the n41 has been just as solid as the n71 and shows no symptoms of congestion. I really suspect that what you were seeing was just that. It could be the prioritization of the traffic on the n41 cells in the area or some other configurations need to be improved to make it sing. You will not get as much potential for blazing speeds out of the n71 but it may be more stable and provide a solid average for speeds. I would take stable over flashy fast when the flashy fast is unreliable. Could the problem be buffer bloat? Maybe.

If the community is hungry for lower cost internet and users are flocking to T-Mobile for the home internet solution in the area then they may be selling more subscriptions than the current infrastructure can properly handle. The 5G internet solutions are still maturing and cellular delivery is not a simple venture. As you stand up cells you also have to make sure the back haul can handle the end user demands. If the upstream pipes cannot carry the volume of course you have issues.  Then more investment must be made and well timelines and plans are all good but not always properly executed.

i have the 3rd gen router Sagemcon, who would i inform if the n41 was being pushed to hard to my gateway because 40 is insane and it was getting maybe 11 the day before when it would connect to n41, and also when i saw the 5g being pushed to 40 is the first time i ever saw the 4g bands not being close to 20 SNR let alone being negative numbers

the delay for website loading is crazy i can look at website with alot of images and it wont break 500k downloading scrolling down an endless page it finally ramps up after time but its very brief it feels like shady stuff is going on behind the scenes but it wont report on a speed test because it does trigger the full download buffer or whatever it is to use more data

n71 which is what i prefer because of ping times and it seems better for my location, but i dont know how to lock it if i can

I agree the http or https websites should load and render pretty quickly, but i am not convinced the theory about the router being over amplified as the problem. Sorry, I am not trying to argue with you it is just a difference of opinion. My logic is pretty simple. The cellular metrics represent the radio signal strength, quality, signal to noise ratio and the bands for the transmissions. In your original post the 4G LTE signal went from b66 to b71 and back to b66. The more recent one also reflects b66 as the signal so the frequency from that cell should be as before, assuming it is the same LTE cell source. Without the PCI you cannot tell. The original metrics you posted reflected the gateway had received 5G on the n41 frequency which is the midband millimeter frequency. The current metrics reflect the 5G signal is from a different cell that is n71 so that is a lower gigahertz frequency. So, we are not always comparing apples to apples here. Another factor to consider is the distance to the cell source and external influences that can result in the signal being degraded in flight. The reference signal receive power for the b66 is a bit poor and is a cell edge strength so I would expect that to be slower. The reference signal receive power for the n71 at -87 is good and the reference signal receive quality at -11 is also good. The signal to noise ratio for both signals are also good so there is nothing about those recorded values that suggest the gateway is being over amplified. 

Just for comparison:

My 4G LTE is a bit stronger signal than yours and it is a B2 signal. (different frequency)

The 5G I receive is a n41 and it is NOW -10 dBm less than the n71 I received for over a year.

The signal to noise ratio went up recently, and signal quality went up. Performance went up too after T-Mobile turned on an n41 cellular source which appears to have replaced the n71 we had.

This test was ran just before 5 pm EST and that is with n41. With the prior n71 5G the best I would receive for download testing would be ~185 Mbps. This us using the same reference server every time. I set the preferred server to test against and I run the test from my MacBook Pro on a wired Ethernet connection over the Nokia gateway I have had since January 2021. 

You might have a gateway that is just not working very well. You don't report which model it is but given you are taking the cellular metrics from an Android phone with the mobile application I can only speculate that it is either the Arcadyan or the newer Sagemcon gateway. Maybe the gateway is a lemon? It does happen. Maybe the cells the gateway connects with are having heavy traffic loading and as a result more bandwidth throttling which results in the lag and delays. I tend to believe the problem is possibly in the cellular tower or the backhaul and traffic prioritization. It could be the gateway is not behaving well. Sorry I just don't buy the over amplified theory. Nothing in the data I have seen supports such a theory. Any cellular operator has to follow strict guidelines when transmitting their frequencies. The reference signal receive power RSRP values do not suggest anything out of the ordinary.

below are settings the router auto applied two hours later last night to show how much the router is being over amplified and this morning with these same settings i tested 191 mbps and 70 ping on speed test and then later in the day i was having enormous processing buffering lag like i type in gmail.com or google.com and there was a 7-10 segundos for the request to go through, and those are text pages that should load in a fraction of a second, the same thing happened for all apps that have web components later in the day steam, adobe, apple store, ubisoft, i click a link and there is a good over 5 segundos before anything happened to the pages so much so i thought it wasn’t online but it finally loaded and i did a speed test right after of 140 and 80 ping, but those apps still didnt load correctly and now its back to 190 ping and like 90Mbps but it doesnt feel like it, which most like means its on over amplified  band again.

and i do have data speed trackers that live in task bar, or top menu bar or by them selfs where i see next to no data as a page is loaded then it slowly ramps up over maybe 20seconds or as much as 1min to hit full speed if a page allows it, also i have a program that shows graphs so u see line charts of how the data is loading in and normally it would start really high at say 3-5MB and then go 8MB and then 15MB or max connection over maybe 3-5 seconds not slowly trickle up over a minute

I went to CellMapper and looked up the eNB ID you listed and the gNB ID 2161772 - NR tower is the only n41 I can see recorded in the area which appears to be down east of WA state community college and west of 177. That sort of makes sense given T-Mobile tends to deploy the n41 cells closer to colleges. Well, aquí that is the case. That isn't to say that is the only n41 cell in the area but that seems to be the only one that is recorded in their database. There appear to be a fair number of n71 cells deployed about the area so T-Mobile was clearly pushing for coverage when they initially deployed the 5G in the area. They could probably use a few more n41 cells in the area. That would probably account for more congestion. Insufficient bandwidth and too many users on the n41. Keep in mind when there are phone connections on the cell they are prioritized better than the home internet gateway connections so yes it seems congestion could well be related. 

If you can get T-Mobile support to provide you with the location of the cell your gateway connects to for the 5G I would suggest to find out. Do watch the PCI values as CellMapper.net may not have the information in the database but if you have an Android phone you can download the CellMapper mobile application and then with an account you can upload the information to the CellMapper servers. IF more people would upload the 5G cell information into the CellMapper database it would be helpful. The unfortunate thing is there is no iPhone compatible CellMapper application. I believe this is due to how Apple makes access to the cellular info more restricted.