How Much "Bloatware" With the Samsung S21 5G

I’m considering whether to purchase a new Samsung S21 5G from T-Mobile or from Samsung, unlocked.

Big props to syaoran for providing a terrific explanation of the technical merits distinguishing the T-Mo and the unlocked versions of the S21 5G in esta discusión.

One of the considerations for the T-Mo version of this phone is how much "bloatware" T-Mo adds to the phone. I realize that different people have different feelings about what is and is not considered bloatware, and I'm certainly not looking to start an argument. But I would like to ask how much extra software T-Mo adds, how worthy you feel it is, and how much of it can be uninstalled.