Forum Discussion
what's up with T-mobile removing autopay discount for credit cards?
I just literally signed up for a new plan - debit cards have fees for providers too - accessing my bank account isn’t a good approach from a security perspective (noting that T-mobile has been hacked - i wouldn’t have shared this directly with T-mobile customer service but there is not email or chat and I don’t have time for phone calls
|
|
That was announced months ago. It is because credit card companies charge a service charge that is based on the percentage of every transaction, which eats into T-Mobile's revenue. Removing the auto pay discount for credit cards negates that.
Not_Happy wrote:
gramps28 wrote:
magenta10607799 wrote:
maybe its time to start using MINT mobile
You're still paying T-Mobile.
But they still accept credit cards, and are cheaper.
And you don't get the perks you do with Tmobile and you don't get the domestic roaming you get with Tmobile. Also your phones data is not a priority in the busiest parts of the day.
gramps28 wrote:
magenta10607799 wrote:
maybe its time to start using MINT mobile
You're still paying T-Mobile.
But they still accept credit cards, and are cheaper.
I just got the noticed and will be canceling my account. They are hacked WAY too often. Found another carrier that accepts credit cards for payment.
T-Mobile just lost another customer.
The highest charge to T-mobile by credit cards should be AMEX, up to 3.3%.
The rest can be half that. $5/mo is double what Visa charges and a new profit center for T-Mobile.
The lower your bill, the higher % $5 is.
NO WAY data breached T-Mo earned my banking info.
Do your own math. Search the commercial rate your card charges T-Mo vs $5/mo.
$2.50, call it a draw. $5 is a profit center. Unearned. NOT the Un-Carrier anymore.
Maybe that's the difference between business and personal plans. My itemized bill shows a breakdown of the line cost and taxes/fees that get rolled into each line
Dalvenja wrote:
gramps28 wrote:
Sheilaz wrote:
This is so WRONG! After suffering *several* hacks & thefts of personal identity information because of T-Mobile's lax security T-Mo now expects me to give them access to my debit card or bank account!?! T-Mo must be CRAZY! NEVER!!!
And, yah, shopping around with other carriers…
How many other carriers pay the plans taxes when you start looking? I'll be interested.
They don't "pay the plan's taxes," they roll it into your total. If you look at the breakdown of your bill, you're still paying the taxes. It's just like in the UK where they have the total price listed in the shops, vs the US where tax is added at the register.
I beg to differ. If I was enrolled in the essential plan which is a cheaper rate plan but doesn't include taxes that plan is more expensive after taxes and has less perks.
They're making this change for T-Mobile for Business as of December, too. I'm definitely in the "I'm not giving you my bank details" camp. Considering the increasing issues we've had with cell and data service in the past few months, this is just further motivation to find a new carrier.
gramps28 wrote:
Sheilaz wrote:
This is so WRONG! After suffering *several* hacks & thefts of personal identity information because of T-Mobile's lax security T-Mo now expects me to give them access to my debit card or bank account!?! T-Mo must be CRAZY! NEVER!!!
And, yah, shopping around with other carriers…
How many other carriers pay the plans taxes when you start looking? I'll be interested.
They don't "pay the plan's taxes," they roll it into your total. If you look at the breakdown of your bill, you're still paying the taxes. It's just like in the UK where they have the total price listed in the shops, vs the US where tax is added at the register.
magenta10607799 wrote:
maybe its time to start using MINT mobile
You're still paying T-Mobile.
maybe its time to start using MINT mobile
