what's up with T-mobile removing autopay discount for credit cards?

MaxPayne wrote:

jlfliberty wrote:

Interesting concept, just stick with it and get shafted as long as you can shaft someone else that has nothing to do with it. I guess that is why outfits do it, people will submit.

$60 per year isn't worth complaining about. That is an optional perk I choose to give up for the good of my bank account. But it's good that you understand now how a balanced budget works. It all evens out in the end so I won't feel the shaft. I'll decide where and when to spend my money, not you. Water finds its own level. It's not like I'm paying more in total at the end of the month. Money just gets redistributed where I need it to go. 

This is why inflation hits everyone in the money chain. I'll pay the normal rate per month for my internet as long as I don't have to allow T-Mobile into my bank, and I don't even have to spend $5 of my time changing out a payment process. If I do change anything, it'll be them sending me a paper bill every month.

I can also withhold the note and spare the pizza dude's little feelings. If he don't know, he can't be butthurt. Don't want him having a meltdown on my sidewalk because he didn't get 50 cents more in a tip.  Alternate idea, I can use the tip money for gas, and drive over and get the food myself.  So whining about a few more bucks for Intenet isn't worth it to me. I just readjust the money flow and it fixes itself. I have other internet options, so without a contract, I can go with someone else if I don't like it.

Now, the phone plan folks definitely could have something to yip about. $20-35 or more in savings going up in smoke per month would suck.

In that case, it would be worth it to open a secondary checking account with its own debit card for T-mobile (or Verizon) only, use that account to only pay your phone/internet bill, and have an auto transfer from your main account put just enough money in the account over any required minimum balance a few days ahead of the payment date to cover the bill. So if your bill is 125 per month, say, then set up the secondary checking account to have $10-20 in there all the time, then have 125 auto transferred to the secondary account a few days before the phone bill is processed. That way, if any thief wants to get in your account, the most they could possibly get would be $135-145.

The reason I say to use a debit card for this is that SOME banks have some protections on the debit card (you need to check your bank policies) and also, the card number isn't directly associated with your bank account number. So theives may not be able to get to your other bank accounts directly.

That’s how I’d do it.

Yes, you spend and use (your version) of pay it foreword the way that you choose. As I said, (Interesting concept, just stick with it and get shafted as long as you can shaft someone else that has nothing to do with it. I guess that is why outfits do it, people will submit.) It appears as though I struck a nerve, maybe I'm mistaken. In my and many others situation, it's not $60, it's $240 dollars a year. I also have my plan, it involves reducing my bills, not giving out my Bank information and not treating others worse as a result. Follow your path, I'll follow the one that I choose.