Forum Discussion
what's up with T-mobile removing autopay discount for credit cards?
I just literally signed up for a new plan - debit cards have fees for providers too - accessing my bank account isn’t a good approach from a security perspective (noting that T-mobile has been hacked - i wouldn’t have shared this directly with T-mobile customer service but there is not email or chat and I don’t have time for phone calls
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That was announced months ago. It is because credit card companies charge a service charge that is based on the percentage of every transaction, which eats into T-Mobile's revenue. Removing the auto pay discount for credit cards negates that.
- bdizzy54Roaming Rookie
magenta8618215 wrote:
Just un-enroll from autopay. Let them mail you a paper bill and send them a check for payment. See what that does to their costs.
looking into it now. Best option so far.
- Enigma4150Roaming Rookie
Pure greed. Bait and switch. They want me to change but they have been hacked 3 times. I had to change my credit card because of unusual activity after the hack. Jerks
More protection with the credit card. I brought them new customers too. Despicable.
- gramps28Router Royalty
magenta10384401 wrote:
gramps28 wrote:
KP1123PHOENIX wrote:
classaction02 wrote:
Are there ay lawyers out there? I don' think it is legal to change the rules after you already made an agreement. What about a Class action law suite ??? I have been using my CC since I started with T-mobile in 2022 Feb. Now I will lose my discount. I chatted with them and was told that it is because people will pay with CC, get the discount, then revers the charge, REally? I don't think that is the case. How can they really expect someone to be forced to use a personal checking account or debit card to receive the discount. I can choose to use my CC but at a cost now of 20.00 a month, this is basically a charge to protect my checking account from being hacked.
let me know if you find one for a class action suit I am ready to sign
Unfortunately in Tmobile's terms and conditions they can change it. Autopay discount is a perk not part of the plan cost.
Maybe. I am not a lawyer. They sell the service price using the autopay discount. The T&C is non-negotiable, making it a contract of adhesion. If a judge finds that it is unconscionable (arguably a heavy lift), then the T&C could be nullified.
Have you read the terms and conditions? Tmobile can change things as they wish and doesn't guarantee coverage.
Your rate plan stays the same, the autopay discount is a perk. No nullifying the terms and conditions just because they changed the terms of autopay.
Tmobile also changed the marketing of their rate plan in reflecting the autopay discount for debit card or bank account only. It's also in the terms and conditions.
- magenta10384401Network Novice
gramps28 wrote:
KP1123PHOENIX wrote:
classaction02 wrote:
Are there ay lawyers out there? I don' think it is legal to change the rules after you already made an agreement. What about a Class action law suite ??? I have been using my CC since I started with T-mobile in 2022 Feb. Now I will lose my discount. I chatted with them and was told that it is because people will pay with CC, get the discount, then revers the charge, REally? I don't think that is the case. How can they really expect someone to be forced to use a personal checking account or debit card to receive the discount. I can choose to use my CC but at a cost now of 20.00 a month, this is basically a charge to protect my checking account from being hacked.
let me know if you find one for a class action suit I am ready to sign
Unfortunately in Tmobile's terms and conditions they can change it. Autopay discount is a perk not part of the plan cost.
Maybe. I am not a lawyer. They sell the service price using the autopay discount. The T&C is non-negotiable, making it a contract of adhesion. If a judge finds that it is unconscionable (arguably a heavy lift), then the T&C could be nullified.
- Enigma4150Roaming Rookie
I agree with you. UNETHICAL BUSINESS PRACTICES. ITS A BAIT AND SWITCH.
LOOKS LIKE A CLASS ACTION LAWSUIT
- gramps28Router Royalty
Brian whowhat wrote:
Ive had T Mobile ever since they bought sprint. Two data hacks in 1 year. There is NO way I am giving them my bank account info for direct pay. I will be dumping them for their money grab
Send me the paper bill until then, Hello Mint Mobile
You're still going to be giving your money to Tmobile since they're buying Mint.
- Brian_whowhatNewbie Caller
Ive had T Mobile ever since they bought sprint. Two data hacks in 1 year. There is NO way I am giving them my bank account info for direct pay. I will be dumping them for their money grab
Send me the paper bill until then, Hello Mint Mobile
- fireguy_6364Modem Master
dmichel236 wrote:
syaoran wrote:
That was announced months ago. It is because credit card companies charge a service charge that is based on the percentage of every transaction, which eats into T-Mobile's revenue. Removing the auto pay discount for credit cards negates that.
How would you feel if someone wiped out our bank accounts and we sued you for all the money that was stollen. How much would that save you?
Or we stopped using Auto pay all together and had you mail out a statement every month. The credit card is the safest method for all of us. Thieves are everywhere even in your company.
Perhaps switching to a different carrier is what you want instead. Does this help you with profits?
Profits is the only thing this is about. Perhaps we all should get rid of our cell phones and go back to the way it was. We all pay way too much for our cell phones already.
I would think twice about what you think you are saving.
then keep using your CC card to make your payments..you just wont get the discount..dont see them saying anywhere that you cant use it anymore..you just wont get the auto pay discount.
- dmichel236Newbie Caller
syaoran wrote:
That was announced months ago. It is because credit card companies charge a service charge that is based on the percentage of every transaction, which eats into T-Mobile's revenue. Removing the auto pay discount for credit cards negates that.
How would you feel if someone wiped out our bank accounts and we sued you for all the money that was stollen. How much would that save you?
Or we stopped using Auto pay all together and had you mail out a statement every month. The credit card is the safest method for all of us. Thieves are everywhere even in your company.
Perhaps switching to a different carrier is what you want instead. Does this help you with profits?
Profits is the only thing this is about. Perhaps we all should get rid of our cell phones and go back to the way it was. We all pay way too much for our cell phones already.
I would think twice about what you think you are saving.
- gramps28Router Royalty
Let me know how that goes. I was in a local Target and they tried to get me to switch. The asked me what I was paying with my current carrier and I told him $70 for 2 lines of unlimited talk, text and data. He laughed and said he couldn't touch that price
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