Need advice regarding Assurant

From everything I've read is that if you put an active sim card into a replacement phone the insurance will be on the new phone.

So if you didn't file a claim before the switch the broken phone won't be covered.

Now with a new phone and sim you should still be able to file a claim on the broken phone.

Personally I probably would of started a prepaid plan with a cheap phone until I received my replacement.